Desktop Appraisals
A desktop appraisal is a professional opinion of value developed without the appraiser visiting the property. At Velox Valuations this service is called the Hybrid Appraisal — the two terms describe the same thing: a remote valuation completed by a State-Certified Appraiser from photos, property data, and market research you submit online.
The fee is $365, and you can order it in one secure session.
Is a desktop appraisal the same as a hybrid appraisal?
In everyday use, yes. Both describe an appraisal where the State-Certified Appraiser performs the analysis remotely rather than inspecting the property in person. Some lenders and appraisal firms prefer the term "desktop appraisal" while others say "hybrid appraisal," depending on who collects the property information. Velox uses "Hybrid Appraisal" throughout the order flow, so if you came here searching for a desktop appraisal, that is the product to select.
What does not change is the professional standard. The appraiser applies the same valuation principles used in a traditional on-site appraisal and signs the report as a State-Certified Appraiser.
How a Velox desktop appraisal works
1. Submit the property details
Answer a guided set of questions online about the property — type, size, rooms, condition, and recent improvements.
2. Upload photos and documents
Provide interior and exterior photos plus any supporting documents through the secure VeloxSecure upload.
3. A State-Certified Appraiser completes the analysis
Your assigned appraiser develops an independent opinion of value using the same valuation principles as a traditional appraisal.
4. Receive the report
The completed report is delivered to you securely once the appraiser finalizes it.
When a desktop appraisal is a good fit
- Pre-listing valuations
- Estate planning and date-of-death valuations
- Property tax appeals
- Zoning and land use applications
- Divorce and settlement discussions
- Pre-purchase value opinions
When to choose an on-site appraisal
If the assignment calls for a full interior and exterior inspection — many financing scenarios, legal proceedings, unusual or high-value properties, or a property whose condition cannot be represented in photos — the Standard Appraisal ($545) or Priority Appraisal ($650) is the better choice. Both include a complete on-site inspection by a State-Certified Appraiser.
See how the three services compareReady to order?
Create your VeloxSecure account, check coverage for your property's county, and complete the Hybrid Appraisal order in one guided session.
Start your order